Owner-Operators & Co-Owners
Active, full-time independent truck Owner-Operators and Co-Owners contracted with a motor carrier to haul commodities under an executed lease agreement.
Enrollment open · No waiting period
Protection built for independent truckers
Owner-operators and co-owners contracted with a motor carrier face unique on-the-job risks that standard health plans often do not cover. Enroll online in Occupational Accident or Passenger Accident coverage designed specifically for you.
- ~10 min
- to enroll
- 2
- coverage types
- 20+ yrs
- serving truckers
Who we serve
Active owner-operators and co-owners contracted with a motor carrier, and authorized passengers
Authorized Guest Passengers
Authorized guests riding with an Owner-Operator or Motor Carrier employee in the HSR program, whose names are on file with HSR and for whom the required premium has been paid.
How enrollment works
Four simple steps — no phone calls, no paperwork
- Step 1
Check eligibility
Confirm you qualify as an owner-operator or co-owner contracted with a motor carrier.
- Step 2
Pick your plan
Select Occupational Accident, Passenger Accident, or both based on your needs.
- Step 3
Enter your info
Provide your business and driver details online — no paper forms required.
- Step 4
Get covered
Complete your e-signature and payment. Coverage begins with no waiting period.
No waiting period
Get covered in minutes — entirely online
Select Occupational Accident, Passenger Accident, or both. Enter your details, choose your benefit levels, and complete enrollment without a phone call or waiting period.